Life, Health, Auto and Dental insurance quotes;
fast easy and online. You may be able to save hundreds by getting comparison
quotes for insurance you already have and making sure you are insured for
unexpected bills. No cost for any quotes.
Paying Too Much For Your Auto Insurance? Click Here & Find out!
Insurance is one of the major
expenses people have in their life. With the costs of all insurance
rising so much each year, if you haven't gotten a competitive quote against your existing Insurance
policies within the past 12 months, you are probably wasting money.
Additionally, by requesting multiple quotes (any combination of Home, Auto,
Health, Life or Long Term Care) from a new agency at once, you will often
save substantially more than by having different agents handle different
insurance types for you.
1993, InsureMe has helped countless people save money
on their insurance.
Insurance agents have a lot of
leeway in Auto Insurance pricing. Insurance Agents can adjust your premium by
offering many discounts such as good driver discounts, multiple autos discount
and even discounts for insuring both your car and your house with the same
agent. You can also adjust the premiums you pay by adjusting your coverage
deductibles. For example, if you change your deductible on your collision from a
$50 deductible to a $1000 deductible, you may see a large premium savings. If
you donít think you could come up with $1000 out of pocket, then change it to a
$500 deductible; youíll still save a sizable amount on your annual premium
You can also get more of a
savings if you change your comprehensive deductible. Many people needlessly
carry full coverage on their older vehicle. They originally purchased the
vehicle new, paid for full coverage and to this day, continue to pay the same
high rate. Once your car is paid off and after it is over 7 years old, your
vehicle may be worth $1000 or less, so why pay $250-$450 every six months (total
$500 to $900 dollars a year) to keep full coverage on their old vehicle. Even if
you keep this coverage, chances are if you have an accident and totaled your
vehicle, the insurance company will only pay the wholesale value of the vehicle
and the amount you receive could be $1000 or less. A vehicle that old just needs
the insurance that protects the other person in case of an accident.
Another method to save more on your insurance is by combining your vehicles and
other insurance together to get you additional savings. All insurance companies
offer a multi-car discount (if yours doesnít, itís time to switch companies).
Further, many will discount more if you have your homeowners or renters policy
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